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State Farm® Insurance Agent

Derek Loadholtz

1562 South Ohio Avenue
Live Oak, FL 32064-4514

US 129 South at the South Oaks Square Shopping Center

Profile photo of a State Farm Agent named: Derek Loadholtz

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Office Info

Office Hours

8:30am - 1pm
2pm - 5pm
Call us 24 hours a day!


1562 South Ohio Avenue
Live Oak, FL 32064-4514



I began my career with State Farm in 1985 working in various operations including time in Auto Operations and then 10 years as a State Farm Claim Adjuster. I worked in several different offices in Jacksonville and later transferred to Tallahassee to continue my claim career which fortuitously included handling claims in the Suwannee, Hamilton and Lafayette county areas. I traveled all over the country during catastrophic claim events including tornadoes, floods, hail storms and hurricanes. One of my most memorable catastrophe events was arriving in Los Angeles, CA 2 days after the 1994 Northridge earthquake and assisting homeowners with their homeowner/earthquake claims. My claim experience gives me a unique perspective on assisting our customers in protecting their property and assets as I dealt daily with people who had experienced a loss that was unexpected and many times life changing.

I hold several national insurance industry designations including the Chartered Property and Casualty Underwriter - CPCU, Chartered Financial Consultant - ChFC , and Chartered Life Underwriter - CLU designations. I'm a member of NAIFA, the Suwannee County Chamber of Commerce, and the Rotary Club of Live Oak. I graduated from Jacksonville University with a B.S. in Business Administration.

I enjoy vegetable gardening, saltwater fishing and keeping my grandfather's 1948 John Deere tractor in working condition. I still use it to plant sweet corn and watermelons on his farm which is still in the family.

My wife Debra is an integral part of the office team and business operation. She started began her career at the State Farm regional office in Jacksonville in 1981 and later transferred to Tallahassee when I transferred. She enjoys growing flowers, baking and fishing.

We have two daughters Kaitlyn & Morgan. Kaitlyn is a registered nurse; she and her husband recently moved from Washington state to central Florida so that he could return to assist in his family business. They have 5 dogs and a pet rabbit. Morgan works in finance; she and her husband live in Hamilton County where he works on his family farm in addition to growing his videography business. They have 4 dogs, chickens and enjoy the rural lifestyle.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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The State Farm® mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

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